Commercial Underwriter

Our client is seeking a capable and detail-driven Commercial Underwriter to support both new and existing business. The role offers exposure to a broad range of risks within a regulated and professional insurance setting. Location Guernsey , Channel Islands Duties for this role include, but are not limited to: Analyse and evaluate commercial insurance risks in line with underwriting principles, authority limits, and risk appetite. Propose, negotiate, and agree policy terms, conditions, limitations, and endorsements to achieve fair client outcomes. Service new and existing commercial clients, ensuring compliance with regulatory, sales quality, and internal standards. Review and manage an existing portfolio to meet underwriting performance, profitability, and service targets. Liaise with brokers, claims teams, and capacity providers to secure appropriate cover and timely policy placement. Maintain effective working relationships across internal teams and external stakeholders. Support the delivery of short-term projects and underwriting initiatives as agreed with management. Act as a technical escalation point for more complex risks, supporting and guiding colleagues as required. Maintain and develop technical knowledge to ensure professional, efficient, and compliant service delivery. Skills / Qualifications The ideal candidate will have experience in a commercial underwriting role and a solid understanding of the general insurance market. Strong interpersonal skills, sound underwriting judgement, and a professional, client-focused approach are essential, along with the ability to work collaboratively and deliver consistent results within agreed authority levels.